CENTURY 21 Sexton & Donohue, Inc.



Posted by CENTURY 21 Sexton & Donohue, Inc. on 10/17/2017

Making the decision to buy your first home is a big step. One of the most uncertain parts thatís involved in buying a home is that of securing a first-time mortgage. Youíll need to know what types of programs exist to help you on your journey to homeownership. Even if you have owned a home in the past but are now renting your home, you may be eligible for first-time mortgage benefits. 


The first thing you should do is understand your options for getting a mortgage. The Department of Housing and Urban Development often provides you with agents to help you see whether you will, in fact, qualify for a first time mortgage and all the benefits that go along with it. They may also help you to see exactly what programs will work best for you. You can find agencies in your specific area on the HUD website. 


Each state and local municipality have its own resources for those seeking to buy a home as well. These programs may get more specific, helping low-income earners, first-time home buyers and people with disabilities. Of course, youíll need to meet certain eligibility requirements before qualifying for the programs. Your state and local housing offices are other great places to start when youíre searching for benefits for first-time home buyers.   


Save, Save, Save! 


Even before you think you might be ready to buy a home, you need to start saving. Youíll need a significant down payment, especially if youíre hoping to avoid private mortgage insurance or PMI. If you canít swing a 20% down payment, thereís good news: First-time home buyers are eligible for loans that require a lower down payment- as little as 3%! 


Youíll also need a significant amount of savings to pay upfront for closing costs. These fees can come in somewhere between 3 and 4% of the purchase price of the home. It wonít be very pleasant if your bank account is completely empty by the time you reach the closing table. This is why itís a wise idea to save long before you even think you might want to buy a home.      



Look At Your Finances


In the same light of saving money, youíll want to keep your financial health in check in order to prepare to secure your first mortgage. First, check your credit score and see where you stand. You can take the time to dispute any discrepancies you may find on your report. Then, start paying off any credit card balances that you may have. Remember that the higher your credit score is, the better your chances are of securing a mortgage and being approved for a first-time home buyer program.





Posted by CENTURY 21 Sexton & Donohue, Inc. on 10/13/2017


119 Waverly Avenue, Melrose, MA 02176

Mount Hood

Single-Family

$549,900
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
Enchanting full dormer Cape style residence in the heart of the East Side/Mt. Hood area with excellent access to Melrose Common, Mt. Hood Golf Course, bus to the commuter rail and T Station as well as Route 1 and Square One Mall. The curb appeal of this lovingly maintained home is undeniable beginning with the fieldstone wall and chimney that frames the front of the home and the stone of the fireplace in the LR displays the same fine craftsmanship. Beautiful period details such as built- in book cases in the LR, elegant wainscoting in the DR which also boasts a built in china cabinet, add to the charm of the home. A 1/2 BTH, FR and eat-in KIT complete the first level and three BR's, one with custom built wall storage, and a full BTH round out the second floor. The finished, unheated room in the LL offers a cozy and private spot to work at home or simply curl up with a good book. The rear yard includes a garden shed, patio and gas barbecue. A+ location so do not delay
Open House
Sunday
October 15 at 1:30 PM to 3:00 PM
Cannot make the Open Houses?
Location: 119 Waverly Avenue, Melrose, MA 02176    Get Directions

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Categories: Open House  


Posted by CENTURY 21 Sexton & Donohue, Inc. on 10/12/2017

This Single-Family in Wakefield, MA recently sold for $465,000. This Bungalow style home was sold by - CENTURY 21 Sexton & Donohue, Inc..


22 Bartley St, Wakefield, MA 01880

Single-Family

$449,900
Price
$465,000
Sale Price

7
Rooms
3
Beds
2
Baths
Attention garden lovers. Enjoy the large level rear yard. Open floor plan gives this home a spacious feeling. Lower level (electric heat) has a kitchenette for potential for a in-law. Wood burning stove provides much hear for main house. Newer roof, gleaming hardwood floors, 2nd floor, skylight, 2 zone heat, updated kitchen and bath, fenced yard, front porch and full sized shed adds to its value. Conveniently located near commuter train, bus downtown shopping area, schools and more. Enjoy its proximity to Crystal Lake as well as Lake Quannopowitt. Enjoy the fruits of the apple trees and grape vine and tranquil setting. Seller is a plant breeder and some perennial plantings will be excluded. No showing until Open house Saturday and Sunday 1-3, August 12,13.

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Categories: Sold Homes  


Posted by CENTURY 21 Sexton & Donohue, Inc. on 10/12/2017

This great 2 bedroom house is located in the heart of Fulton Heights. Charming features, beautiful woodwork, stain glass windows and hardwood floors throughout the property. Built ins and a fireplace living room. Two great size bedrooms, large bathroom and an enclosed porch off the back of the house. Eat in kitchen with an office nook, large dining room (perfect for entertaining) and the wonderful flow. This home is a mountain retreat from the hustle and bustle but a stone throw away from the busline and 93. Make this home your own, with your touch! Easy to show and Open house on Sunday from 11:30-1Pm. Showings begin Thursday morning and Offers will be reviewed Tuesday 10/17/17 at 12pm.

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by CENTURY 21 Sexton & Donohue, Inc. on 10/12/2017

Pride of ownership shines through this pretty Colonial style residence in the desirable Colonial Park area which is an easy stroll to the Wyoming Commuter Rail in Melrose, Oak Grove T, bus, Fells Reservation and Spot Pond where you can enjoy hiking, biking or kyaking! The custom details and fine mouldings are extensive and impressive from wainscoting, crown and picture frame mouldings and beautiful hardwood floors. The recently renovated eat-in kitchen includes pretty granite counter tops, and subway tile backsplash that accents the white cabinetry beautifully! A cozy study/den with a vaulted ceiling off the living room offers a nice spot for a playroom or home office. The LL features two finished rooms, one with FP, and a three quarter bath. Three comfortable size bedrooms with great closet and storage space and a full bath complete the second level of this charming home. Professionally landscaped yard with patio and garden area for outdoor fun and barbecues.

More Info on this Property | New Listing Alerts







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